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Who can opt-out?

Article ID
11745
Article Name
Who can opt-out?
Created Date
6th April 2017
Product
IRIS PAYE-Master, IRIS Payroll Business, IRIS Bureau Payroll, IRIS GP Payroll, IRIS Payroll Professional, Earnie, IRIS Earnie IQ
Problem

Who can opt-out?

Resolution

The following workers have the right to opt-out of a pension if they are within the Opt-out Period:

  • An Eligible jobholder who was automatically enrolled
  • An Eligible jobholder who opted in
  • A Non-eligible jobholder who opted in

Entitled Workers do not have the right to opt-out of a pension scheme; if they no longer wish to contribute they must cease contributions in line with the scheme rules.

What should I do if my employee hands me an opt-out form?

You should check the opt-out form is valid.  If the opt-out form is invalid, the opt-out period is extended for a further 2 weeks.

For further auto enrolment FAQs click here

Further details on Opting Out can be found on The Pension Regulator’s website, click here.

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